PENGARUH CAR, FDR,BOPO TERHADAP ROA DENGAN NPF SEBAGAI VARIABEL INTERVENING PADA BTPN SYARIAH 2015-2019

Mirawati Mirawati, Rahmad Ade Putra, Meli Diana Fitri

Abstract


Profit (ROA) is the main goal in the company. The greater that affects profits, of course, makes this profit change every year. The purpose of this study is to provide an overview to see the magnitude of the influence of CAR, FDR, BOPO on ROA with NPF as an intervening. The method used is a quantitative method with a descriptive approach. The conclusion that can be drawn is that CAR has a negative and significant effect on ROA, FDR statistically has a negative and insignificant effect on profitability (ROA), BOPO has a negative and significant effect on ROA, NPF statistically has a negative and insignificant effect on profitability (ROA). CAR, FDR, BOPO, and, NPF have a joint effect on ROA, CAR has a significant positive effect on NPF, FDR has a significant negative effect on NPF, BOPO has a significant negative effect on NPF, NPF cannot significantly mediate CAR on ROA, NPF cannot mediate significant CAR on ROA, NPF can significantly mediate BOPO on ROA.


Full Text:

PDF

References


DAFTAR PUSTAKA

Basuki, A. (2014). Pengaruh Kebijakan Manajemen dan Pembiayaan Terhadap Kinerja Bank Syariah. Jurnal Ekonomi dan Bisnis Islam, 172.

Nasution, N. H. (2014). Current Issue Lembaga Keuangan Syariah. Jakarta: Ikatan Ahli Ekonomi Indesia.

Ramadhani, I. (2018). Analisis Pengaruh FDR, CDR, NPF dan BOPO terhadap profitabilitas Bank Syariah di Indonesia 2007-2012. Jurnal Ilmiah, 2.

Wahyuni, M. (2017). Analisis pengaruh CAR, NPF, BOPO terhadap ROA dimediasi oleh NOM. jurnal bisnis manajemen, 41.

Wangsawidjaja, A. (2012). Pembiayaan Bank Syariah. Jakarta: PT. Gramedia Pustaka Utama.

WIdyaningrum, L., & Septiarini, D. (2015). Pengaruh CAR, NPF, FDR, dan OER terhadap ROA pada bank pembiayaan rakyat syariah di Indonesia periode januari 2009 hingga Mei 2014. JESTT, 970-985.

WIdyati, S. (2016). Analisis Pengaruh CAR, NPF, BOPO terhadap ROA. Jurnal EKonomi, 16.




DOI: http://dx.doi.org/10.31958/mabis.v1i1.3085

Refbacks

  • There are currently no refbacks.


Copyright (c) 2021 Mirawati Mirawati, Rahmad Ade Putra, Meli Diana Fitri

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

Jurnal Manajemen Bisnis Syariah
with registered number e-ISSN: 2798-1002 have been indexed on:

 

Jurnal Manajemen Bisnis Syariah is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License

 
Jurnal Mabis