Hubungan Risk Profile Dengan Kinerja Keuangan Bank Panin Dubai Syariah 2016-2020

Firdaus Firdaus, Imam Fakhruddin, Jamiah Jamiah, Fitri Saphira, Sahyu Safhira, Saifullah Saifullah

Abstract


This research was conducted to examine the correlate of Risk Profile (Non Performing Financing (NPF) and Financing Deposite Ratio (FDR) to Return on Asset (ROA).This research uses quantitatif method. The population of this research is the financial report Panin Dubai Syariah bank period 2016 through 2020. Sensus sampling method were used as samples determining, whre all the population is sampled. Analysis method with correlation pearson. The result of the research is Non Performing Financing/NPF has negative correlated and significant with Return on Asset (ROA) and Financing Deposite Ratio (FDR) has negative correlated and significant with Return on Asset (ROA). The implication of this research is that the poor NPF and FDR of Panin Dubai Syariah Bank have an impact on the company's ability to generate profits. High NPF and FDR lead to a decrease in ROA. For this reason, Panin Dubai Syariah Bank needs to maintain NPF and FDR in accordance with the minimum standards set by Bank Indonesia


Keywords


Bank Panin Dubai Syariah, ROA, NPF, FDR

Full Text:

PDF

References


Akbar, T. (2019). Kajian Kinerja Profitabilitas Bank Pada Perspektif Bank Umum Berdasarkan Kegiatan Usaha. Uwais Inspirasi Indonesia.

Ericso, B. L. Dan S. (2007). Manajemen Aktiva Pasiva Bank Non Devisa. Grasindo.

Fahmi, I. (2015). Manajemen Perbankan Konvensional & Syariah. Mitra Wacana Media.

Firdaus. (2021). Metodologi Penelitian Kuantitatif: Dilengkapi Analisis Regresi Ibm Spss Statistics Version 26.0. Dotplus.

Hanafi. (2014). Manajemen Keuangan. Bpfe Ugm.

Jumingan. (2006). Analisis Laporan Keuangan. Bumi Aksara.

Kasmir. (2015). Manajemen Perbankan. Raja Grafindo.

Kasmir. (2018). Analisis Laporan Keuangan. Grafindo Persada.

Fachri, M. F, & Mahfudz, M. (2021). Analisis Pengaruh CAR, BOPO, NPF dan FDR Terhadap ROA (Studi Pada Bank Umum Syariah Di Indonesia Periode Tahun 2016-2019). Journal Of Management, Vol. 10. No. 01. 2021.

Wibisono, M, Y, & Wahyuni, S. (2017). Pengaruh CAR, NPF, BOPO, FDR, Terhadap ROA yang dimediasi Oleh NOM. Jurnal Bisnis Dan Manajemen, Vol. 17. No (01). 2017.

Niode, N.N, & Chabachib, M, (2016). Pengaruh CAR, Pembiayaan, NPF, dan BOPO terhadap ROA Bank Umum Syariah Di Indonesia Periode 2010-2015. Diponegoro Journal Of Managemen, Vol. 5. No.3. 2016.

Prihadi, T. (N.D.). Analisis Rasio Keuangan. Ppm.

Spomo, N. I. Dan B. (2002). Metodologi Penelitian Bisnis Untuk Akuntansi Dan Manajemen. Salemba Empat.

Sugiyono. (2016). Memahami Penelitian Kuantitatif, Kualitatif Dan R&D. Alfabeta.

Wangsawidjaja. (2020). Seri Pintar Perbankan Kredit Bank Umum Menurut Teori Dan Praktik Perbankan Indonesia. Lautan Pustaka.




DOI: http://dx.doi.org/10.31958/ab.v2i1.5453

Refbacks

  • There are currently no refbacks.


Copyright (c) 2022 Al-bank: Journal of Islamic Banking and Finance

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

Al-bank: Journal of Islamic Banking and Finance
with registered number e-ISSN: 2797-8265, p-ISSN: 2797-9466 have been indexed on:

 

Al-bank: Journal of Islamic Banking and Finance is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License

Al-bank Visitor